Bankruptcy Attorney in King’s County, New York
When debt starts to accumulate, it takes no time for it to get out of control. Whether your financial problems started with a lay-off, sudden illness or injury, divorce or any number of other problems, once you have fallen behind on bills, it can be nearly impossible to stay afloat. There are options.
While changes to bankruptcy laws in 2005 made it more challenging for some people to qualify for debt discharge, many people are still eligible for debt relief through a Chapter 7 bankruptcy filing. Paul B. Groman, Attorney at Law, helps clients seek debt relief and a fresh start under Chapter 7 of the Bankruptcy Code. Contact us for a consultation and thorough review of your financial situation.
Thorough Chapter 7 Bankruptcy Services in Brooklyn, New York
Chapter 7 bankruptcy attorney Paul Groman provides each client with personalized and dedicated legal counsel. Starting with your initial consultation, we spend time getting to know the specifics of your situation — from the kind of debt that you have accumulated to the type of property that you own and wish to keep. This allows us to identify the most effective approach to preparing your bankruptcy petition.
Chapter 7 of the Bankruptcy Code allows qualified debtors to:
- Discharge a substantial amount of debt, including credit card debt, personal loans, medical bills and other debt
- Stop creditor harassment
- Stop wage garnishments
- Stop bank levies
- Delay or stop foreclosure
However, certain debts, such as secured loans, most types of IRS debt, student loans and child support arrears cannot be discharged through bankruptcy.
Paul B. Groman, Attorney at Law, guides you through the entire process, from reviewing Chapter 7 bankruptcy eligibility under the means test, preparing a detailed bankruptcy petition, advising you of credit counseling and debtor education requirements and aiding you throughout the filing process. If your petition is approved, all eligible debt is discharged and you can work on regaining control of your finances.
We stay abreast of developments in bankruptcy laws so that we can provide the most effective counsel and maximize your debt relief under this nation’s bankruptcy laws.
Talk With a Brooklyn Bankruptcy Lawyer About How to Get a Fresh Start
For experienced and informative bankruptcy advice in the New York City area, schedule a confidential initial consultation with Chapter 13 and Chapter 7 bankruptcy attorney Paul Groman. Contact our Manhattan law office by phone at 718-852-1196. We will be glad to meet with you in person and advise you how we can help you obtain debt relief and get your finances back on track. Our office accepts all major credit cards.